Life Insurance Corporation of India vs Money Masters Leasing & Finance Ltd

A side-by-side comparison of Life Insurance Corporation of India (LICI) and Money Masters Leasing & Finance Ltd (MMLF) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation of India leads LICI vs MMLF on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.46
P/E ratio
14.00
3.09
P/B ratio
0.54
2.28%
Dividend yield
0.00%
₹45.42
EPS
₹0.05

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
3.25%
35.00%
Return on capital
4.31%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
-9.77%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.59L Cr
Market cap
₹7 Cr
₹9.78L Cr
Revenue
₹41.74L Cr
₹57,453 Cr
Net profit
₹1 Cr
0.00
Debt / equity
0.82
Life Insurance Corporation of India
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
Money Masters Leasing & Finance Ltd
  • + ["Stock is trading at 0.48 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -6.91% over past five years.", "Promoter holding is low: 34.6%", "Company has a low return on equity of 3.49% over last 3 years.", "Company might be capitalizing the interest cost", "Promoters have pledged 77.3% of their holding."]
Life Insurance Corporation of India full analysis Money Masters Leasing & Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

Life Insurance Corporation of India vs Money Masters Leasing & Finance Ltd: Share Price, Valuation & Which to Buy | DocStoX