LIFE INSURA CORP OF INDIA vs MUTHOOT FINANCE LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and MUTHOOT FINANCE LIMITED (MUTHOOTFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs MUTHOOTFIN on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
11.33
3.09
P/B ratio
3.03
2.28%
Dividend yield
0.98%
₹45.42
EPS
₹263.79

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
30.90%
35.00%
Return on capital
15.80%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
42.44%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹1.20L Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹10,607 Cr
0.00
Debt / equity
3.08
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
MUTHOOT FINANCE LIMITED
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 17.7%", "Company's median sales growth is 19.7% of last 10 years"]
  • ["Stock is trading at 3.21 times its book value"]
LIFE INSURA CORP OF INDIA full analysis MUTHOOT FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.