LIFE INSURA CORP OF INDIA vs THE NEW INDIA ASSU CO LTD

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and THE NEW INDIA ASSU CO LTD (NIACL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs NIACL on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth20
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
20.95
3.09
P/B ratio
1.32
2.47%
Dividend yield
0.76%
₹45.42
EPS
₹8.57

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
4.74%
35.00%
Return on capital
-3.72%
5.00%
EBITDA margin
0.90%
5.88%
Net margin
2.67%

Growth

LICI takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
7.31%
16.86%
Profit CAGR (3Y)
8.83%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.03L Cr
Market cap
₹29,593 Cr
₹9.78L Cr
Revenue
₹50,674 Cr
₹57,453 Cr
Net profit
₹1,354 Cr
0.00
Debt / equity even
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
THE NEW INDIA ASSU CO LTD
  • + []
  • − ["The company has delivered a poor sales growth of 8.9% over past five years.", "The company has delivered a poor profit growth of -3.8% over past five years.", "Company has a low return on equity of 4.2% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis THE NEW INDIA ASSU CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs NIACL: Share Price, Valuation & Which to Buy | DocStoX