LIFE INSURA CORP OF INDIA vs Optimus Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Optimus Finance Ltd (OPTIMUSFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs OPTIMUSFINANCELTD on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.02
P/E ratio
8.90
3.09
P/B ratio
1.32
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹0.78

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
9.38%
35.00%
Return on capital
11.60%
5.00%
EBITDA margin
7.20%
5.88%
Net margin
5.81%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
12.62%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.18L Cr
Market cap
₹87 Cr
₹9.78L Cr
Revenue
₹185 Cr
₹57,453 Cr
Net profit
₹10 Cr
0.00
Debt / equity
0.39
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Optimus Finance Ltd
  • + ["Company is expected to give good quarter", "Company's median sales growth is 43.0% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 11.6% over last 3 years.", "Company has high debtors of 239 days."]
LIFE INSURA CORP OF INDIA full analysis Optimus Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs OPTIMUSFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX