Life Insurance Corporation Of India vs AMPL Capital Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and AMPL Capital Ltd (ORACLECREDITLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs ORACLECREDITLTD on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
9.30
3.09
P/B ratio
1.59
2.47%
Dividend yield
1.41%
₹45.42
EPS
₹4.07

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
23.60%
35.00%
Return on capital
21.60%
5.00%
EBITDA margin
-37.00%
5.88%
Net margin
302.38%

Growth

ORACLECREDITLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y)
52.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹230 Cr
₹9.78L Cr
Revenue
₹8 Cr
₹57,453 Cr
Net profit
₹25 Cr
0.00
Debt / equity
0.30
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
AMPL Capital Ltd
  • − ["Promoter holding is low: 26.0%", "Company has a low return on equity of 8.57% over last 3 years.", "Promoter holding has decreased over last 3 years: -20.1%"]
Life Insurance Corporation Of India full analysis AMPL Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.