LIFE INSURA CORP OF INDIA vs PAISALO DIGITAL LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and PAISALO DIGITAL LIMITED (PAISALO) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PAISALO on 12 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
27.49
3.09
P/B ratio
3.65
2.28%
Dividend yield
0.14%
₹45.42
EPS
₹2.61

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
14.30%
35.00%
Return on capital
12.30%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
36.10%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹6,535 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹237 Cr
0.00
Debt / equity
2.17
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
PAISALO DIGITAL LIMITED
  • + ["Company has delivered good profit growth of 32.8% CAGR over last 5 years", "Promoter holding has increased by 4.97% over last quarter."]
  • ["Stock is trading at 3.72 times its book value", "Company has low interest coverage ratio."]
LIFE INSURA CORP OF INDIA full analysis PAISALO DIGITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs PAISALO DIGITAL LIMITED: Share Price, Valuation & Which to Buy | DocStoX