Life Insurance Corporation Of India vs Power Finance Corporation Limited

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and Power Finance Corporation Limited (PFC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs PFC on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PFC takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
4.25
3.09
P/B ratio
0.81
2.47%
Dividend yield
1.11%
₹45.42
EPS
₹78.49

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
19.49%
35.00%
Return on capital
9.59%
5.00%
EBITDA margin
97.24%
5.88%
Net margin
29.13%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
14.17%
16.86%
Profit CAGR (3Y)
16.66%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹1.10L Cr
₹9.78L Cr
Revenue
₹1.15L Cr
₹57,453 Cr
Net profit
₹33,625 Cr
0.00
Debt / equity
7.62
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Power Finance Corporation Limited
  • + ["Company has delivered good profit growth of 16.4% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 27.8%", "Stock is trading at 0.83 times its book value"]
  • − []
Life Insurance Corporation Of India full analysis Power Finance Corporation Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.