LIFE INSURA CORP OF INDIA vs P. H. Capital Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and P. H. Capital Ltd (PHCAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PHCAP on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability31
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.14
P/E ratio
42.41
3.09
P/B ratio
5.90
2.42%
Dividend yield
0.02%
₹45.42
EPS
₹26.17

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.80%
35.00%
Return on capital
21.75%
5.00%
EBITDA margin
6.15%
5.88%
Net margin
4.23%

Growth

PHCAP takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
13.95%
16.86%
Profit CAGR (3Y) even

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹330 Cr
₹9.78L Cr
Revenue
₹186 Cr
₹57,453 Cr
Net profit
₹8 Cr
0.00
Debt / equity even
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
P. H. Capital Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Company has low interest coverage ratio."]
LIFE INSURA CORP OF INDIA full analysis P. H. Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs PHCAP: Share Price, Valuation & Which to Buy | DocStoX