LIFE INSURA CORP OF INDIA vs PIRAMAL FINANCE LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and PIRAMAL FINANCE LIMITED (PIRAMALFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PIRAMALFIN on 8 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
32.31
3.09
P/B ratio
1.76
2.28%
Dividend yield
0.52%
₹45.42
EPS
₹66.36

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
0.86%
35.00%
Return on capital
6.00%
5.00%
EBITDA margin
60.00%
5.88%
Net margin
12.65%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
21.45%
16.86%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹49,101 Cr
₹9.78L Cr
Revenue
₹11,903 Cr
₹57,453 Cr
Net profit
₹1,506 Cr
0.00
Debt / equity
2.84
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
PIRAMAL FINANCE LIMITED
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company has a low return on equity of 0.55% over last 3 years.", "Dividend payout has been low at 5.51% of profits over last 3 years", "Working capital days have increased from -7.71 days to 83.6 days"]
LIFE INSURA CORP OF INDIA full analysis PIRAMAL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs PIRAMAL FINANCE LIMITED: Share Price, Valuation & Which to Buy | DocStoX