LIFE INSURA CORP OF INDIA vs PMC Fincorp Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and PMC Fincorp Ltd (PMCFINCORPLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PMCFINCORPLTD on 11 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
19.90
3.09
P/B ratio
0.69
2.28%
Dividend yield
0.56%
₹45.42
EPS
₹0.20

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
3.47%
35.00%
Return on capital
6.07%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹128 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹14 Cr
0.00
Debt / equity
0.23
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
PMC Fincorp Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.70 times its book value", "Company has delivered good profit growth of 27.6% CAGR over last 5 years"]
  • ["Promoter holding is low: 20.9%", "Company has a low return on equity of 7.43% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis PMC Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs PMC Fincorp Ltd: Share Price, Valuation & Which to Buy | DocStoX