LIFE INSURA CORP OF INDIA vs PAUL MERCHANTS LTD.

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and PAUL MERCHANTS LTD. (PML) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs PML on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PML takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.02
P/E ratio
0.55
3.09
P/B ratio
0.16
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹871.40

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
1.20%
35.00%
Return on capital
3.00%
5.00%
EBITDA margin
-1.00%
5.88%
Net margin
12.97%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
-33.37%
16.86%
Profit CAGR (3Y)
82.85%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.19L Cr
Market cap
₹149 Cr
₹9.78L Cr
Revenue
₹2,074 Cr
₹57,453 Cr
Net profit
₹269 Cr
0.00
Debt / equity
0.01
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
PAUL MERCHANTS LTD.
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.17 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -7.05% over past five years.", "Company has a low return on equity of -20.0% over last 3 years.", "Contingent liabilities of Rs.52.2 Cr.", "Earnings include an other income of Rs.17.0 Cr."]
LIFE INSURA CORP OF INDIA full analysis PAUL MERCHANTS LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs PML: Share Price, Valuation & Which to Buy | DocStoX