LIFE INSURA CORP OF INDIA vs POONAWALLA FINCORP LTD

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and POONAWALLA FINCORP LTD (POONAWALLA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs POONAWALLA on 11 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability22
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.00
P/E ratio
68.80
3.09
P/B ratio
3.60
2.42%
Dividend yield
0.41%
₹45.42
EPS
₹6.67

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.85%
35.00%
Return on capital
7.50%
5.00%
EBITDA margin
52.75%
5.88%
Net margin
8.38%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
52.69%
16.86%
Profit CAGR (3Y)
-7.51%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹39,990 Cr
₹9.78L Cr
Revenue
₹6,796 Cr
₹57,453 Cr
Net profit
₹542 Cr
0.00
Debt / equity
4.02
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
POONAWALLA FINCORP LTD
  • + ["Company is expected to give good quarter"]
  • ["Stock is trading at 3.76 times its book value", "Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -4.91%", "Company has a low return on equity of 5.94% over last 3 years.", "Company might be capitalizing the interest cost", "Dividend payout has been low at 3.05% of profits over last 3 years"]
LIFE INSURA CORP OF INDIA full analysis POONAWALLA FINCORP LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs POONAWALLA: Share Price, Valuation & Which to Buy | DocStoX