LIFE INSURA CORP OF INDIA vs Raama Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Raama Finance Ltd (RAMCHANDRALEASINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs RAMCHANDRALEASINGFINANCELTD on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.07
P/E ratio
18.30
3.09
P/B ratio
4.60
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹0.00

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
18.50%
35.00%
Return on capital
22.90%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

RAMCHANDRALEASINGFINANCELTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
583.99%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.20L Cr
Market cap
₹136 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.06
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Raama Finance Ltd
  • + ["Company has delivered good profit growth of 218% CAGR over last 5 years"]
  • ["Stock is trading at 4.74 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 11.5% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis Raama Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs RAMCHANDRALEASINGFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX