LIFE INSURA CORP OF INDIA vs RBL BANK LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and RBL BANK LIMITED (RBLBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs RBLBANK on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
28.59
3.09
P/B ratio
1.39
2.42%
Dividend yield
0.26%
₹45.42
EPS
₹13.31

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.00%
35.00%
Return on capital
5.02%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
6.13%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
-0.15%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹23,499 Cr
₹9.78L Cr
Revenue
₹18,464 Cr
₹57,453 Cr
Net profit
₹879 Cr
0.00
Debt / equity
1.00
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
RBL BANK LIMITED
  • + ["Promoter holding has increased by 60.0% over last quarter."]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 11.5% over past five years.", "Company has a low return on equity of 5.90% over last 3 years.", "Contingent liabilities of Rs.1,45,506 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.4,011 Cr.", "Dividend payout has been low at 8.01% of profits over last 3 years", "Working capital days have increased from 178 days to 280 days"]
LIFE INSURA CORP OF INDIA full analysis RBL BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs RBLBANK: Share Price, Valuation & Which to Buy | DocStoX