LIFE INSURA CORP OF INDIA vs REC LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and REC LIMITED (RECLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs RECLTD on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

RECLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
5.08
3.09
P/B ratio
1.14
2.42%
Dividend yield
1.32%
₹45.42
EPS
₹61.93

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
20.00%
35.00%
Return on capital
9.71%
5.00%
EBITDA margin
95.64%
5.88%
Net margin
27.37%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
14.73%
16.86%
Profit CAGR (3Y)
13.45%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹82,700 Cr
₹9.78L Cr
Revenue
₹59,628 Cr
₹57,453 Cr
Net profit
₹16,308 Cr
0.00
Debt / equity
6.19
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
REC LIMITED
  • + ["Stock is trading at 0.99 times its book value", "Stock is providing a good dividend yield of 5.86%.", "Company has been maintaining a healthy dividend payout of 29.9%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.9% over past five years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis REC LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs RECLTD: Share Price, Valuation & Which to Buy | DocStoX