LIFE INSURA CORP OF INDIA vs Regency Fincorp Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Regency Fincorp Ltd (REGENCY) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs REGENCY on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.14
P/E ratio
61.41
3.09
P/B ratio
2.43
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹0.78

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
4.10%
35.00%
Return on capital
8.00%
5.00%
EBITDA margin
73.00%
5.88%
Net margin
23.81%

Growth

REGENCY takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
35.02%
16.86%
Profit CAGR (3Y)
136.93%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹382 Cr
₹9.78L Cr
Revenue
₹21 Cr
₹57,453 Cr
Net profit
₹5 Cr
0.00
Debt / equity
0.97
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Regency Fincorp Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 96.3% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding has decreased over last quarter: -2.31%", "Promoter holding is low: 21.4%", "Company has a low return on equity of 8.11% over last 3 years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis Regency Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs REGENCY: Share Price, Valuation & Which to Buy | DocStoX