LIFE INSURA CORP OF INDIA vs Rita Finance and Leasing Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Rita Finance and Leasing Ltd (RITAFINANCEANDLEASINGLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs RITAFINANCEANDLEASINGLTD on 12 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
14.20
3.09
P/B ratio
0.57
2.28%
Dividend yield
0.00%
₹45.42
EPS
₹0.60

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
4.16%
35.00%
Return on capital
5.33%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
-2.74%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹10 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹1 Cr
0.00
Debt / equity
0.08
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
Rita Finance and Leasing Ltd
  • + ["Stock is trading at 0.55 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -2.51% over past five years.", "Promoter holding is low: 28.9%", "Company has a low return on equity of 3.38% over last 3 years.", "Promoters have pledged 77.3% of their holding.", "Promoter holding has decreased over last 3 years: -42.8%"]
LIFE INSURA CORP OF INDIA full analysis Rita Finance and Leasing Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs Rita Finance and Leasing Ltd: Share Price, Valuation & Which to Buy | DocStoX