Life Insurance Corporation Of India vs RNFI Services Limited

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and RNFI Services Limited (RNFI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs RNFI on 12 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability31
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
28.39
3.09
P/B ratio
4.84
2.47%
Dividend yield
0.00%
₹45.42
EPS
₹11.59

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
17.08%
35.00%
Return on capital
23.08%
5.00%
EBITDA margin
5.98%
5.88%
Net margin
3.35%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
-3.17%
16.86%
Profit CAGR (3Y)
86.51%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹835 Cr
₹9.78L Cr
Revenue
₹969 Cr
₹57,453 Cr
Net profit
₹32 Cr
0.00
Debt / equity
0.17
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
RNFI Services Limited
  • + ["Company has delivered good profit growth of 35.9% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 30.0%", "Company has delivered good sales growth of 48.5% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Life Insurance Corporation Of India full analysis RNFI Services Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.