Life Insurance Corporation of India vs R R Financial Consultants Ltd

A side-by-side comparison of Life Insurance Corporation of India (LICI) and R R Financial Consultants Ltd (RRFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation of India leads LICI vs RRFIN on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.46
P/E ratio
32.17
3.09
P/B ratio
1.64
2.28%
Dividend yield
0.00%
₹45.42
EPS
₹2.58

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.55%
35.00%
Return on capital
7.71%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
141.40%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.59L Cr
Market cap
₹85 Cr
₹9.78L Cr
Revenue
₹628.50L Cr
₹57,453 Cr
Net profit
₹3 Cr
0.00
Debt / equity
0.24
Life Insurance Corporation of India
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
R R Financial Consultants Ltd
  • + ["Company has delivered good profit growth of 88.6% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 7.20% over last 3 years.", "Company might be capitalizing the interest cost"]
Life Insurance Corporation of India full analysis R R Financial Consultants Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.