LIFE INSURA CORP OF INDIA vs SBI LIFE INSURANCE CO LTD

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and SBI LIFE INSURANCE CO LTD (SBILIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs SBILIFE on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth11
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
72.06
3.09
P/B ratio
8.89
2.42%
Dividend yield
0.15%
₹45.42
EPS
₹24.08

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
14.21%
35.00%
Return on capital
17.00%
5.00%
EBITDA margin
1.20%
5.88%
Net margin
2.06%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
11.68%
16.86%
Profit CAGR (3Y)
12.80%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹1.74L Cr
₹9.78L Cr
Revenue
₹1.17L Cr
₹57,453 Cr
Net profit
₹2,413 Cr
0.00
Debt / equity even
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
SBI LIFE INSURANCE CO LTD
  • + ["Company is almost debt free.", "Company is expected to give good quarter"]
  • ["Stock is trading at 8.78 times its book value", "The company has delivered a poor sales growth of 6.52% over past five years.", "Tax rate seems low", "Earnings include an other income of Rs.1,991 Cr.", "Dividend payout has been low at 12.2% of profits over last 3 years"]
LIFE INSURA CORP OF INDIA full analysis SBI LIFE INSURANCE CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs SBILIFE: Share Price, Valuation & Which to Buy | DocStoX