Life Insurance Corporation Of India vs Sera Investments & Finance India Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and Sera Investments & Finance India Ltd (SERAINVESTMENTSFINANCEINDIALTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs SERAINVESTMENTSFINANCEINDIALTD on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
3.60
3.09
P/B ratio
1.28
2.47%
Dividend yield
0.17%
₹45.42
EPS
₹0.41

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
18.10%
35.00%
Return on capital
21.10%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y) even
—

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹386 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹3 Cr
0.00
Debt / equity
0.11
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Sera Investments & Finance India Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 175% CAGR over last 5 years", "Debtor days have improved from 35.6 to 19.0 days."]
  • − ["Promoter holding has decreased over last quarter: -0.46%", "Working capital days have increased from 552 days to 1,586 days"]
Life Insurance Corporation Of India full analysis Sera Investments & Finance India Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs SERAINVESTMENTSFINANCEINDIALTD: Share Price, Valuation & Which to Buy | DocStoX