LIFE INSURA CORP OF INDIA vs SG FINSERVE LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and SG FINSERVE LIMITED (SGFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs SGFIN on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
34.94
3.09
P/B ratio
3.05
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹19.56

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
8.77%
35.00%
Return on capital
15.44%
5.00%
EBITDA margin
51.60%
5.88%
Net margin
38.29%

Growth

SGFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
100.36%
16.86%
Profit CAGR (3Y)
92.13%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹4,465 Cr
₹9.78L Cr
Revenue
₹333 Cr
₹57,453 Cr
Net profit
₹128 Cr
0.00
Debt / equity
1.85
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
SG FINSERVE LIMITED
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 141% CAGR over last 5 years", "Promoter holding has increased by 4.03% over last quarter.", "Company's median sales growth is 40.3% of last 10 years"]
  • ["Stock is trading at 3.06 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 10.1% over last 3 years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis SG FINSERVE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs SGFIN: Share Price, Valuation & Which to Buy | DocStoX