Life Insurance Corporation Of India vs Shri Niwas Leasing & Finance Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and Shri Niwas Leasing & Finance Ltd (SHRINIWASLEASINGANDFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs SHRINIWASLEASINGANDFINANCELTD on 7 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth· not comparable—
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
0.70
3.09
P/B ratio
-0.08
2.47%
Dividend yield
0.00%
₹45.42
EPS
₹25.94

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
100.18%
35.00%
Return on capital
195.00%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y) even
—

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹10 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹-1,164 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Shri Niwas Leasing & Finance Ltd
  • + ["Company has delivered good profit growth of 607% CAGR over last 5 years"]
  • − ["Promoter holding is low: 15.7%", "Working capital days have increased from -2,26,199 days to 6,291 days"]
Life Insurance Corporation Of India full analysis Shri Niwas Leasing & Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.