Life Insurance Corporation Of India vs The South Indian Bank Limited

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and The South Indian Bank Limited (SOUTHBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs SOUTHBANK on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
9.22
3.09
P/B ratio
1.09
2.47%
Dividend yield
0.95%
₹45.42
EPS
₹5.56

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
12.76%
35.00%
Return on capital
0.00%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
14.78%

Growth

SOUTHBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y)
23.38%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹13,477 Cr
₹9.78L Cr
Revenue
₹9,847 Cr
₹57,453 Cr
Net profit
₹1,456 Cr
0.00
Debt / equity
0.34
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
The South Indian Bank Limited
  • + ["Company has delivered good profit growth of 88.0% CAGR over last 5 years"]
  • − []
Life Insurance Corporation Of India full analysis The South Indian Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.