LIFE INSURA CORP OF INDIA vs Standard Capital Markets Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Standard Capital Markets Ltd (STANCAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs STANCAP on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

STANCAP takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.14
P/E ratio
1.88
3.09
P/B ratio
0.19
2.42%
Dividend yield
3.03%
₹45.42
EPS
₹0.16

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
20.40%
35.00%
Return on capital
16.80%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

STANCAP takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
250.53%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹74 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹28 Cr
0.00
Debt / equity
0.56
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Standard Capital Markets Ltd
  • + ["Stock is trading at 0.19 times its book value", "Company is expected to give good quarter", "Company's median sales growth is 95.0% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 2.65%", "Contingent liabilities of Rs.1,200 Cr.", "Promoter holding has decreased over last 3 years: -15.2%"]
LIFE INSURA CORP OF INDIA full analysis Standard Capital Markets Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.