LIFE INSURA CORP OF INDIA vs Star Housing Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Star Housing Finance Ltd (STARHOUSINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs STARHOUSINGFINANCELTD on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.99
P/E ratio
5.90
3.09
P/B ratio
0.27
2.42%
Dividend yield
2.00%
₹45.42
EPS
₹0.63

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
7.95%
35.00%
Return on capital
12.10%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y) even

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.18L Cr
Market cap
₹40 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹9 Cr
0.00
Debt / equity
2.62
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Star Housing Finance Ltd
  • + ["Stock is trading at 0.48 times its book value", "Company's median sales growth is 46.7% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 17.5%", "Company has a low return on equity of 7.82% over last 3 years.", "Contingent liabilities of Rs.12.0 Cr.", "Promoter holding has decreased over last 3 years: -4.72%", "Working capital days have increased from -70.6 days to 78.0 days"]
LIFE INSURA CORP OF INDIA full analysis Star Housing Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.