Life Insurance Corporation Of India vs TCFC Finance Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and TCFC Finance Ltd (TCFCFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs TCFCFINANCELTD on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health30

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
44.50
3.09
P/B ratio
0.24
2.47%
Dividend yield
7.21%
₹45.42
EPS
₹1.16

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
-1.68%
35.00%
Return on capital
-3.17%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y) even
—

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹27 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹1 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
TCFC Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.24 times its book value"]
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 3.64% over last 3 years.", "Working capital days have increased from 12,122 days to 20,740 days"]
Life Insurance Corporation Of India full analysis TCFC Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.