LIFE INSURA CORP OF INDIA vs TURTLEMINT FINTECH SOLS L

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and TURTLEMINT FINTECH SOLS L (TURTLEMINT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs TURTLEMINT on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.40
P/E ratio
0.00
3.09
P/B ratio
3.80
2.37%
Dividend yield
0.00%
₹45.42
EPS
₹-18,628.60

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
-39.90%
35.00%
Return on capital
-37.00%
5.00%
EBITDA margin
-28.00%
5.88%
Net margin
-29.26%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
37.77%
16.86%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.40L Cr
Market cap
₹3,833 Cr
₹9.78L Cr
Revenue
₹663 Cr
₹57,453 Cr
Net profit
₹-194 Cr
0.00
Debt / equity
0.05
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
TURTLEMINT FINTECH SOLS L
  • + ["Company has reduced debt.", "Company is almost debt free.", "Debtor days have improved from 105 to 52.8 days.", "Company's working capital requirements have reduced from 427 days to 30.7 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 13.2%", "Company has a low return on equity of -34.5% over last 3 years."]
LIFE INSURA CORP OF INDIA full analysis TURTLEMINT FINTECH SOLS L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.