LIFE INSURA CORP OF INDIA vs Aastamangalam Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Aastamangalam Finance Ltd (UPASANAFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs UPASANAFINANCELTD on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.00
P/E ratio
5.50
3.09
P/B ratio
0.59
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹5.33

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
12.00%
35.00%
Return on capital
13.20%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

UPASANAFINANCELTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
86.72%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹51 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹8 Cr
0.00
Debt / equity
0.76
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Aastamangalam Finance Ltd
  • + ["Stock is trading at 0.59 times its book value", "Company has delivered good profit growth of 81.4% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding is low: 28.5%", "Company has a low return on equity of 12.9% over last 3 years.", "Promoter holding has decreased over last 3 years: -6.75%"]
LIFE INSURA CORP OF INDIA full analysis Aastamangalam Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs UPASANAFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX