LIFE INSURA CORP OF INDIA vs Upsurge Investment & Finance Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Upsurge Investment & Finance Ltd (UPSURGEINVESTMENTANDFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs UPSURGEINVESTMENTANDFINANCELTD on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
49.50
3.09
P/B ratio
1.36
2.28%
Dividend yield
0.69%
₹45.42
EPS
₹7.95

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
2.91%
35.00%
Return on capital
5.25%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
67.98%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹160 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹16 Cr
0.00
Debt / equity
0.02
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
Upsurge Investment & Finance Ltd
  • + ["Company is almost debt free.", "Promoter holding has increased by 3.94% over last quarter."]
  • ["Company has a low return on equity of 13.1% over last 3 years.", "Earnings include an other income of Rs.1.70 Cr.", "Working capital days have increased from 132 days to 251 days"]
LIFE INSURA CORP OF INDIA full analysis Upsurge Investment & Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs Upsurge Investment & Finance Ltd: Share Price, Valuation & Which to Buy | DocStoX