Life Insurance Corporation Of India vs Virat Leasing Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and Virat Leasing Ltd (VIRATLEASINGLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs VIRATLEASINGLTD on 10 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth· not comparable—
  • Size & financial health30

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
0.00
3.09
P/B ratio
10.42
2.47%
Dividend yield
0.00%
₹45.42
EPS
₹-0.12

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
-4.77%
35.00%
Return on capital
-4.20%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
—
16.86%
Profit CAGR (3Y) even
—

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹158 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹-0 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Virat Leasing Ltd
  • + ["Company is almost debt free."]
  • − ["Stock is trading at 10.4 times its book value", "Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 4.75% over past five years.", "Company has a low return on equity of -2.49% over last 3 years.", "Debtor days have increased from 39.7 to 50.3 days."]
Life Insurance Corporation Of India full analysis Virat Leasing Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.