Neutral impactCompany
Bandhan Bank Q2 Update: Loans grow 13% YoY, but sequential growth remains modest
CNBC-TV18 1 hr ago·4 Oct 2026, 6:02 am
Bandhan Bank reported a 13% year-on-year growth in its loan book for the second quarter, indicating healthy credit demand. However, the sequential growth was modest, suggesting a steady but not explosive expansion. A key area of focus for investors was the bank's cost of funds, which is heavily influenced by its current and savings account (CASA) deposits. The bank reported a decline in its CASA ratio to 26.71% from 29.40% in the previous quarter. This drop is significant as a lower CASA ratio implies a higher cost of funds, which can compress net interest margins.
For investors, this development is a double-edged sword. On one hand, the overall loan growth is a positive sign for the bank's business momentum. On the other, the decline in the CASA ratio is a concern, as it raises the bank's funding costs. Going forward, the market will closely watch the bank's efforts to stabilize and grow its CASA deposits. The ability to improve this ratio will be crucial for maintaining healthy profitability and competitive advantage in the sector.
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Key takeaways
- Concerns Bandhan Bank (BANDHANBNK).
- Category: Company.
Why it matters
A routine update for Bandhan Bank. Use the price and stock snapshot to gauge how the market is responding.
