CREDITACCESS GRAMEEN LTD Intrinsic Value

CREDITACC · Financial Services · Current price ₹1,478.5

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DocStoX fair value
₹619
low confidence
Current price
₹1,479
Upside to fair value
-58.1%
Verdict
Avoid
Quality score
2.7 / 10
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Is CREDITACCESS GRAMEEN LTD undervalued?

DocStoX estimates the fair value of CREDITACCESS GRAMEEN LTD at ₹619 per share, versus the current market price of ₹1,479. That puts the stock about -58.1% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹473), Relative P/E (₹1,008). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹473 (bear) to ₹619 (base) to ₹1,008 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹1,479 versus an intrinsic value of ₹619, CREDITACCESS GRAMEEN LTD currently offers -58.1% of negative margin (i.e. a premium).

More on CREDITACCESS GRAMEEN LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.