Creditaccess Grameen Limited

Creditaccess Grameen Limited (CREDITACC) is a small-cap Financial Services company valued at ₹19,807 crore operating in Microfinance Institutions on the NSE and BSE.

Recent price move

Creditaccess Grameen Limited last traded at ₹1,237.6, modestly down 1.96% on the day.

Recent developments

2026-09-04: The stock was in news as Indian benchmark indices extended their losing streak, with the Nifty 50 falling 0.17% and the Sensex declining 0.55% amid market pressures. The company was mentioned alongside other stocks, but no specific developments were reported about the company itself.

Financial performance

The company's business has improved, with annual revenue rising 5.9% and annual net profit surging 46.4%. The latest quarter saw revenue jump 23.4% and net profit explode 722.3% compared to the same quarter a year earlier. Net profit margin widened to 12.8% from 9.3% in the prior year, but return on equity remains at 0.0%.

Valuation multiples

The stock trades at 25.5 times earnings, a premium to the Financial Services median of 19.3, 2.53 times book value.

Things to watch

The company is highly leveraged, with debt to equity at 3.01. Net profit margin, while up, is still relatively low at 12.8%. The stock is 24.2% below its 52-week high, and return on equity remains at 0.0%, indicating potential challenges in generating returns for shareholders.

Where it stands

The company has delivered strong growth in both revenue and net profit, with the latest quarter showing a dramatic increase in net profit. However, the stock remains below its 52-week high, and the company's leverage and low return on equity pose risks. The most significant movement was the 722.3% rise in net profit in the latest quarter.

Summarised by DocStoX's model on 2026-10-03 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.