CITY UNION BANK LTD Intrinsic Value
CUB · Financial Services · Current price ₹224.63
Is CITY UNION BANK LTD undervalued?
DocStoX estimates the fair value of CITY UNION BANK LTD at ₹120 per share, versus the current market price of ₹225. That puts the stock about -46.4% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹107), Relative P/E (₹156). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹102 (bear) to ₹120 (base) to ₹156 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Margin of safety
Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹225 versus an intrinsic value of ₹120, CITY UNION BANK LTD currently offers -46.4% of negative margin (i.e. a premium).
More on CITY UNION BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.