CITY UNION BANK LTD Valuation
CUB · Financial Services · Current price ₹234.65
Is CITY UNION BANK LTD undervalued?
DocStoX estimates the fair value of CITY UNION BANK LTD at ₹138 per share, versus the current market price of ₹235. That puts the stock about -41.4% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹96), Relative P/E (₹156), Analyst target (₹256). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹96 (bear) to ₹138 (base) to ₹256 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
CITY UNION BANK LTD trades at a P/E of 20.6x and a P/B of 2.1x, with a dividend yield of 0.9%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on CITY UNION BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.