EQUITAS SMALL FIN BNK LTD Fair Value
EQUITASBNK · Financial Services · Current price ₹73.45
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹46 | 2% ROE fading to 13% over ~3 yrs, on ₹53 book |
| Relative P/E | ₹10 | EPS × 11.7 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹86 | Street consensus 12-month target price |
Is EQUITAS SMALL FIN BNK LTD undervalued?
DocStoX estimates the fair value of EQUITAS SMALL FIN BNK LTD at ₹45 per share, versus the current market price of ₹73. That puts the stock about -38.9% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹46), Relative P/E (₹10), Analyst target (₹86). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹10 (bear) to ₹45 (base) to ₹86 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on EQUITAS SMALL FIN BNK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.