EQUITAS SMALL FIN BNK LTD Intrinsic Value

EQUITASBNK · Financial Services · Current price ₹77.72

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DocStoX fair value
₹36
low confidence
Current price
₹78
Upside to fair value
-53.4%
Verdict
Avoid
Quality score
2.4 / 10
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Is EQUITAS SMALL FIN BNK LTD undervalued?

DocStoX estimates the fair value of EQUITAS SMALL FIN BNK LTD at ₹36 per share, versus the current market price of ₹78. That puts the stock about -53.4% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹46), Relative P/E (₹10). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹10 (bear) to ₹36 (base) to ₹46 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹78 versus an intrinsic value of ₹36, EQUITAS SMALL FIN BNK LTD currently offers -53.4% of negative margin (i.e. a premium).

More on EQUITAS SMALL FIN BNK LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.