HDFC BANK LTD DCF Valuation

HDFCBANK · Financial Services · Current price ₹819.6

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DocStoX fair value
₹412
medium confidence
Intrinsic-value estimate
₹384
14% ROE fading to 13% over ~3 yrs, on ₹378 book
Current price
₹820
Economic moat
None
High uncertainty
5Y profit growth
+20.0%
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HDFC BANK LTD intrinsic-value estimate

Our intrinsic-value model estimates HDFC BANK LTD is worth ₹384 per share, based on 14% ROE fading to 13% over ~3 yrs, on ₹378 book. Rather than a raw DCF — which is highly sensitive to fragile cash-flow forecasts — we use a residual-income (excess-return) model: a company is worth its book value plus the present value of the returns it earns ABOVE its cost of equity. A none economic moat sets how long that edge is assumed to last.

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DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.