IDBI BANK LIMITED Intrinsic Value
IDBI · Financial Services · Current price ₹92.05
Is IDBI BANK LIMITED undervalued?
DocStoX estimates the fair value of IDBI BANK LIMITED at ₹70 per share, versus the current market price of ₹92. That puts the stock about -23.8% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹65), Relative P/E (₹84). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹60 (bear) to ₹70 (base) to ₹84 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Margin of safety
Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹92 versus an intrinsic value of ₹70, IDBI BANK LIMITED currently offers -23.8% of negative margin (i.e. a premium).
More on IDBI BANK LIMITED
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.