IDBI BANK LIMITED Valuation

IDBI · Financial Services · Current price ₹87.02

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DocStoX fair value
₹70
medium confidence
Current price
₹87
Upside
-19.3%
P/E ratio
10.2x
P/B ratio
1.3x
Verdict
Fairly Valued
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Is IDBI BANK LIMITED undervalued?

DocStoX estimates the fair value of IDBI BANK LIMITED at ₹70 per share, versus the current market price of ₹87. That puts the stock about -19.3% above our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹65), Relative P/E (₹84). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹60 (bear) to ₹70 (base) to ₹84 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

IDBI BANK LIMITED trades at a P/E of 10.2x and a P/B of 1.3x, with a dividend yield of 2.5%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on IDBI BANK LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.