KARUR VYSYA BANK LTD Fair Value
KARURVYSYA · Financial Services · Current price ₹347.95
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹156 | 18% ROE fading to 13% over ~3 yrs, on ₹146 book |
| Relative P/E | ₹294 | EPS × 11.3 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹364 | Street consensus 12-month target price |
Is KARUR VYSYA BANK LTD undervalued?
DocStoX estimates the fair value of KARUR VYSYA BANK LTD at ₹223 per share, versus the current market price of ₹348. That puts the stock about -35.8% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹156), Relative P/E (₹294), Analyst target (₹364). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹156 (bear) to ₹223 (base) to ₹364 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on KARUR VYSYA BANK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.