KARUR VYSYA BANK LTD Valuation

KARURVYSYA · Financial Services · Current price ₹309.8

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DocStoX fair value
₹185
medium confidence
Current price
₹310
Upside
-40.3%
P/E ratio
15.4x
P/B ratio
2.1x
Verdict
Avoid
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Is KARUR VYSYA BANK LTD undervalued?

DocStoX estimates the fair value of KARUR VYSYA BANK LTD at ₹185 per share, versus the current market price of ₹310. That puts the stock about -40.3% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹169), Relative P/E (₹228). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹157 (bear) to ₹185 (base) to ₹228 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

KARUR VYSYA BANK LTD trades at a P/E of 15.4x and a P/B of 2.1x, with a dividend yield of 0.8%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on KARUR VYSYA BANK LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.