L&T FINANCE LIMITED Intrinsic Value

LTF · Financial Services · Current price ₹310.05

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DocStoX fair value
₹175
low confidence
Current price
₹310
Upside to fair value
-43.7%
Verdict
Avoid
Quality score
4.3 / 10
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Is L&T FINANCE LIMITED undervalued?

DocStoX estimates the fair value of L&T FINANCE LIMITED at ₹175 per share, versus the current market price of ₹310. That puts the stock about -43.7% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹110), Relative P/E (₹347). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹110 (bear) to ₹175 (base) to ₹347 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹310 versus an intrinsic value of ₹175, L&T FINANCE LIMITED currently offers -43.7% of negative margin (i.e. a premium).

More on L&T FINANCE LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.