L&T Finance Limited
F&O₹253.85▼ -8.15 (-3.11%)
LTF·NSE·Financial Services
Market Cap
63537.29 Cr
PE Ratio
21.30
Volume
2,39,47,641
Day High - Low
264.00 - 246.50
52W High-Low
338.60 - 234.90
₹253.85▼ -8.15 (-3.11%)
Market Cap63537.29 Cr
PE Ratio21.30
Volume2,39,47,641
Day High - Low264.00 - 246.50
52W High-Low338.60 - 234.90
L&T Finance Limited (LTF): company summary
The company's business is growing, with annual revenue rising 13.7% and annual net profit up 12.9%.
L&T Finance Limited (LTF) is a mid-cap Financial Services company valued at ₹63,537 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.
- Recent price move
- L&T Finance Limited last traded at ₹253.85, down 3.11% on the day.
- Recent developments
- 2026-08-18: The company plans to expand its gold loan business by setting up at least 500 new branches annually until 2031, aiming for it to contribute over 10% to the total loan book. 2026-07-16: The company confirmed the redemption or payment of interest and principal. 2026-07-10: The company reported a 31% jump in net profit for the quarter, driven by strong retail loan growth.
- Financial performance
- The company's business is growing, with annual revenue rising 13.7% and annual net profit up 12.9%. The latest quarter saw revenue and net profit both rise sharply, with revenue up 25.6% and net profit up 30.7% compared to the same quarter a year earlier. However, the net profit margin slightly narrowed to 16.7% from 16.8% in the prior year.
- Valuation multiples
- The stock trades at 21.3 times earnings, broadly in line with the Financial Services median of 19.3, 2.79 times book value. It yields 0.9%.
- Things to watch
- The company is highly leveraged, with debt to equity at 3.93. The stock is 22.9% below its 52-week high, and the net profit margin has narrowed slightly. Promoter holding remains at 65.93%, but foreign institutional holding decreased by 0.33 percentage points in the quarter.
- Where it stands
- The company is growing its revenue and net profit, with the latest quarter showing strong gains. The net profit margin slightly narrowed, and the company is highly leveraged. The stock is 22.9% below its 52-week high, and foreign institutional holding fell in the quarter.
Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
5.0/10
Weak
Fair Value
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ROE
10.69%
Average
P/E
21.30x
Fair
Debt / Equity
3.93
High
Industry
Financial Services
Non Banking Financial Company (NBFC)
Overall View
Weak
Price performance
NIFTY 200NIFTY 500NIFTY MIDCAP 150
Day₹246.50
₹264.00
52W₹234.90
₹338.60
DocStoX take
Supported by growth (7.4) and risk (7.2), but held back by momentum (0.5).
DocStoX score
Low confidence5.0
/10
Weak
Quality
Solid
ROE 10.7%
Valuation
Rich
P/E 21.3×
Growth
Steady
Revenue +5.5% 5Y CAGR
Risk
Moderate
D/E 3.93 (lender)
Momentum
Weak
18% of 52-week range
At a glance
Market Cap
₹63,537 Cr
52W High / Low
₹339 / ₹235
Dividend Yield
0.88%
Promoter Holding
65.93%
EPS (TTM)
₹11.92
Book Value
₹111.74
Key highlights
- Profitable in all of the last 5 years
- Profit compounding 26% a year
- Healthy net margin (17%)
- Momentum is weak (0.5/10)
- Near the bottom of its 52-week range (18%)
3 Positives2 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
More Financial Services stocks · Non Banking Financial Company (NBFC)
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L&T Finance Limited peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
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