M&M FIN. SERVICES LTD Fair Value

M&MFIN · Financial Services · Current price ₹324.2

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DocStoX fair value
₹303
low confidence
Current price
₹324
Upside to fair value
-6.6%
Verdict
Fairly Valued
Quality score
4.1 / 10
Valuation methods
MethodFair valueStatus
Excess-return (book value)₹19212% ROE fading to 13% over ~3 yrs, on ₹192 book
Relative P/E₹598EPS × 29.1 peer-median P/E
Graham floorNot meaningful for financials
Analyst targetNo analyst coverage
Model it yourself — Margin of Safety Calculator
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Is M&M FIN. SERVICES LTD undervalued?

DocStoX estimates the fair value of M&M FIN. SERVICES LTD at ₹303 per share, versus the current market price of ₹324. That puts the stock about -6.6% above our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹192), Relative P/E (₹598). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹192 (bear) to ₹303 (base) to ₹598 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

More on M&M FIN. SERVICES LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.