M&M FIN. SERVICES LTD Valuation

M&MFIN · Financial Services · Current price ₹363.5

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DocStoX fair value
₹318
low confidence
Current price
₹364
Upside
-12.4%
P/E ratio
17.7x
P/B ratio
2.0x
Verdict
Fairly Valued
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Is M&M FIN. SERVICES LTD undervalued?

DocStoX estimates the fair value of M&M FIN. SERVICES LTD at ₹318 per share, versus the current market price of ₹364. That puts the stock about -12.4% above our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 3 independent methods: Excess-return (book value) (₹192), Relative P/E (₹598), Analyst target (₹392). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹192 (bear) to ₹318 (base) to ₹598 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

M&M FIN. SERVICES LTD trades at a P/E of 17.7x and a P/B of 2.0x, with a dividend yield of 2.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on M&M FIN. SERVICES LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.