SPANDANA SPHOORTY FIN LTD Valuation

SPANDANA · Financial Services · Current price ₹296.9

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DocStoX fair value
₹125
low confidence
Current price
₹297
Upside
-57.9%
P/E ratio
P/B ratio
1.0x
Verdict
Avoid
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Is SPANDANA SPHOORTY FIN LTD undervalued?

DocStoX estimates the fair value of SPANDANA SPHOORTY FIN LTD at ₹125 per share, versus the current market price of ₹297. That puts the stock about -57.9% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 1 independent method: Excess-return (book value) (₹125). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹106 (bear) to ₹125 (base) to ₹144 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

SPANDANA SPHOORTY FIN LTD trades at a P/E of — and a P/B of 1.0x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on SPANDANA SPHOORTY FIN LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.