Spandana Sphoorty Financial Limited

Spandana Sphoorty Financial Limited (SPANDANA) is a micro-cap Financial Services company valued at ₹1,863 crore operating in Microfinance Institutions on the NSE and BSE.

Recent price move

Spandana Sphoorty Financial Limited last traded at ₹211.6, modestly down 0.10% on the day.

Recent developments

On 2026-06-30, the company reported a net profit of ₹12 crore for the latest quarter, reversing a net loss of ₹360 crore in the same quarter a year earlier. Promoter holding remained at 48.16%, while foreign institutional holding decreased by 0.60 percentage points and domestic institutional holding fell by 0.10 percentage points.

Financial performance

The company's business is shrinking, with annual revenue falling 56.5% year-over-year. The latest quarter saw revenue drop 5.5% compared to the same quarter a year earlier, but net profit swung from a loss of ₹360 crore to a profit of ₹12 crore. The net profit margin worsened to -68.3% from -44.0% a year ago, and return on equity remains at 0.0%.

Valuation multiples

The stock trades at 3.5 times earnings, a discount to the Financial Services median of 19.3, 0.78 times book value.

Things to watch

The company reported a net loss of ₹699 crore in its latest financial year, widening from a loss of ₹1,035 crore the previous year. The net profit margin deteriorated by 24.3 percentage points to -68.3%, and return on capital employed is negative at -6.9%. Debt to equity stands at 1.85, indicating significant leverage.

Where it stands

The company's financial performance remains weak, with annual net profit turning from a loss of ₹1,035 crore to ₹699 crore, but the latest quarter saw a net profit of ₹12 crore. The stock is 32.3% below its 52-week high, and the net profit margin has worsened significantly. The most recent figure is the net profit of ₹12 crore for the latest quarter.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.