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What is the SPANDANA SPHOORTY FIN LTD (SPANDANA) share price today?

SPANDANA SPHOORTY FIN LTD (SPANDANA) is trading at ₹296.9 on the NSE, down 1.49% on the day. Source: DocStoX.

What is the market capitalisation of SPANDANA SPHOORTY FIN LTD?

SPANDANA SPHOORTY FIN LTD has a market capitalisation of approximately ₹2,634 crore.

SPANDANA SPHOORTY FIN LTD

SPANDANA·NSE·Financial Services

₹296.90▼ -4.50 (-1.49%)

Financial Services · Microfinance

Carries meaningful debt — watch the balance sheet

Day₹293.00

₹302.30

52W₹181

₹31984%

Open

₹301.70

High

₹302.30

Low

₹293.00

Prev Close

₹301.40

Volume

2.37L

VWAP

₹296.73

Snapshot

Key fundamentals

Market Cap

₹2,634 Cr

P/E Ratio

N/A

P/B Ratio

1.02

EPS

₹-107.86

Book Value

₹297.42

ROE

-39.31%Weak

ROCE

-5.39%Weak

Dividend Yield

0.00%

Debt / Equity

2.40High

Face Value

₹10.00

52W High

₹319.40

52W Low

₹181.10

Sector

Financial Services

Industry

Microfinance

Avoid

None moatVery High uncertainty

Fair value estimate

₹125

▼ 57.9%downside

Trading at ₹297 — 58% above our estimate

BearFair valueBull

₹106₹125₹144

/100

Business quality — Watch the fundamentals

Growth 50Profitability 0Efficiency 0Valuation 0

Plain English

Our view

Carries meaningful debt — watch the balance sheet
High leverage — debt exceeds 1.5× equity

Risks

High leverage — debt exceeds 1.5× equity
Weak returns on equity (-39%)
Fundamental red flags (Piotroski 3/9)

How we got there

Fair value methods

Excess-return (book value)

-39% ROE fading to 13% over ~3 yrs, on ₹297 book

₹125

Relative P/E

Needs positive EPS

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹125

What the numbers say

Investment thesis

Bull case

No standout positives from the current metrics.

Bear case

High leverage — debt exceeds 1.5× equity
Weak returns on equity (-39%)
Fundamental red flags (Piotroski 3/9)

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

—

ROE

-39.3%Weak

Above 15% is considered healthy for Indian equities

ROCE

-5.4%Weak

Above 18% means capital is working hard

Debt/Eq

2.40High

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹2,634 Cr

P/B

1.02

EPS

₹-107.86

Div Yield

—

What changed

Recent changes

Foreign investors-0.5% stake last quarter

What matters

News impact

Overview

Valuation

N/A

No P/E

Growth

N/A

No history

Profitability

Loss-making

-39.3% ROE

Financial health

High debt

D/E 2.40

Momentum

N/A

No technicals

Today

Trading activity

Delivery %42.9%

Turnover₹704.13L Cr

Trades7,232

VWAP₹296.73

Face value₹10.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

No growth history

Not enough annual history to compute CAGR.

Profile

Pros

Company has reduced debt.

Watch-outs

Cons

Company has low interest coverage ratio.
The company has delivered a poor sales growth of -8.89% over past five years.
Company has a low return on equity of -12.6% over last 3 years.
Promoter holding has decreased over last 3 years: -14.8%

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 31 Mar 2026

Foreign investors sold 0.46 pts last quarter. The QoQ column shows each group's change versus the prior quarter.

48%

Promoter

Promoters

48.2%0.00

Public

21.9%+0.16

FII / FPI

19.9%-0.46

DII

5.8%+0.01

Others

4.3%

Total shareholders

1,13,071-3,684 QoQ

Quarterly trend

Ownership over time

Q4 FY26

Promoter48.16%

FII19.89%

DII5.79%

Public21.85%

Others4.31%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Spandana Sphoorty Financial is primarily engaged in the business of micro finance providing small value unsecured loans to low-income customers in semi-urban and rural areas.