AAVAS FINANCIERS LIMITED vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of AAVAS FINANCIERS LIMITED (AAVAS) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads AAVAS vs LICI on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

20.42
P/E ratio
9.54
2.36
P/B ratio
3.09
0.00%
Dividend yield
2.28%
₹72.53
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.00%
Return on equity
37.80%
8.96%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
0.00%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.61%
15.06%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11,747 Cr
Market cap
₹5.48L Cr
₹0 Cr
Revenue
₹9.78L Cr
₹574 Cr
Net profit
₹57,453 Cr
3.16
Debt / equity
0.00
AAVAS FINANCIERS LIMITED
  • + ["Company's median sales growth is 24.4% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 14.0% over last 3 years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
AAVAS FINANCIERS LIMITED full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.